Our company overview

Capital Biz Funding provides business owners with the working capital they need to grow. We provide you with the financing tools you need to buy inventory, launch marketing campaigns, upgrade equipment, hire staff, make renovations, or any other purpose you see fit.

We provide a fast and easy funding process so that business owners, like you, can focus on growing your business.

We treat you with the utmost respect and confidentiality, like a partner not just a customer. We take great care to learn and understand the needs of your business. We are constantly striving to provide the best quality service. We encourage you to explore our website and give us a call to obtain all of the information you need to make an informed decision.

We are dedicated to helping entrepreneurs obtain business credit, loans, and credit lines to start and grow whether you’re a new startup business, existing business, or have good or bad personal credit.

We help you with all aspects of setting up a credible business and building your business credit profile and score as you get credit for your EIN that’s not linked to your SSN without a personal credit check or guarantee.

Plus, we help you access loans and credit lines through our vast network of lenders and investors. This money is lent based on your business strengths unlike with conventional bank financing. This makes it easier to get approved even when the big banks say “no”.

Problem Solving 92%

Finance Support 72%

Travel Consulting 93%

Market Analysis 87%

More about us

Why People Choose Us

We put great thought into the people we hire because we want team members who genuinely care about each other, the company and the small business community. We work hard together and we play hard together and it shows in every aspect of our company.

  • Fast Loan Approval

    Expect a lending decision in less than 48 hours. Once approved, you can receive your capital in fewer than 7 days. Average time is 3 days upon acceptance so in total from applying to receiving capital is 7 days or less.

  • dedicated team

    We push ourselves daily to find new and creative ways to help the small businesses we serve – and we love every minute of it!

  • 24/7 supports

    We're always working to improve how we do things to make our customer's experience faster, simpler, and more helpful. We believe in the potential of small business, and we believe business owners should have the resources they need to reach that potential.

Need Help

Frequently Asked Questions

A business may require a loan for a number of reasons. Whether you’re looking to expand your business or purchase additional inventory and equipment, quick access to a business loan can help stimulate business growth and keep a company thriving.

WHAT IS AN UNSECURED LOAN?

An unsecured loan, sometimes referred to as a signature loan or a merchant loan, is a special type of financing available to business that is different from traditional lending. Instead of requiring collateral to obtain financing, unsecured lending uses several other factors to judge the eligibility of a loan applicant. These could include things such as your credit score and sales records from the business. This type of financing may be advisable for small business owners who do not want to risk their personal collateral in order to obtain the financing they need. Since the loan requirements differ from traditional bank loans, the interest rates and speed of approval can be much different. Oftentimes these merchant loans are reviewed and approved in a very short time frame, making them ideal for anyone who is in need of immediate capital.

SECURED VS. UNSECURED LOANS

The main difference between an unsecured and a secured loan is the collateral required. There are pros and cons to all lending options that business owners should consider in order to come to an informed financial decision for their business.

SECURED LOANS

Secured Loans often come from banks or traditional lending sources. They are the most common type of financial borrowing available. Secured loans, backed by an asset such as a house or piece of property, give the lender the ability to repossess collateral should the borrower default on their loan. The type of collateral required can vary and the lender and borrower must come to agreeable terms in order to move forward with the lending process. Loan processes vary between different secured lending services. The standard procedure usually involves the loan amount, asset negotiation and loan repayment terms. Repayment terms are often much more generous in both time and interest rate because the loan is backed by collateral in the event of default. Secured loans, backed by an asset such as a house or piece of property, give the lender the ability to repossess collateral should the borrower default on their loan.

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Happy Members

90

Our Profit

1320

Our Clients

1700

Completed Projects

our partners

We proudly support some of the most respected brands in small business technology, advocacy, and education. If you work with small business owners, we’d love to discuss ways we can partner up.