Our sole mission is to get small business owners the capital they need to grow
Small business is the lifeblood of the United States. Over 28 million small business owners employ 55% of America’s workforce, create two-thirds of all new jobs, and are responsible for 46% of the country’s GDP. 1
Given the contributions that small business owners make to our economy, it’s amazing how high the odds are stacked against them. The number one problem they face is access to capital—businesses need money to make money. But 4 out of 5 business owners get denied for bank loans while countless others get fleeced by loan brokers.
That’s where CapitalBiz comes in.
With one simple application, small business owners can apply to all of the industry’s top lenders—and compare rates to find the right deal. We make lenders compete for business, instead of the other way around.
We are dedicated to helping entrepreneurs obtain business credit, loans, and credit lines to start and grow whether you’re a new startup business, existing business, or have good or bad personal credit.
We help you with all aspects of setting up a credible business and building your business credit profile and score as you get credit for your EIN that’s not linked to your SSN without a personal credit check or guarantee.
Plus, we help you access loans and credit lines through our vast network of lenders and investors. This money is lent based on your business strengths unlike with conventional bank financing. This makes it easier to get approved even when the big banks say “no”.
We put great thought into the people we hire because we want team members who genuinely care about each other, the company and the small business community. We work hard together and we play hard together and it shows in every aspect of our company.
CapitalBiz is committed to increasing small business access to credit, delivering complete and transparent information, and respecting our clients. We understand that working with an alternative lender can be scary because it’s a new concept in this industry, which is why we are 100% dedicated to confidentiality and providing a fast and secure lending process.
Our team understands where banks can let you down, and we are committed to building a better, smarter way. We use the latest technology combined with a team of Business Funding Experts to get our customers the best of both worlds: fast funding and personalized service.
We put great thought into the people we hire because we want team members who genuinely care about each other, the company and the small business community. We work hard together and we play hard together and it shows in every aspect of our company.
Expect a lending decision in less than 48 hours. Once approved, you can receive your capital in fewer than 7 days. Average time is 3 days upon acceptance so in total from applying to receiving capital is 7 days or less.
We push ourselves daily to find new and creative ways to help the small businesses we serve – and we love every minute of it!
We're always working to improve how we do things to make our customer's experience faster, simpler, and more helpful. We believe in the potential of small business, and we believe business owners should have the resources they need to reach that potential.
A business may require a loan for a number of reasons. Whether you’re looking to expand your business or purchase additional inventory and equipment, quick access to a business loan can help stimulate business growth and keep a company thriving.
An unsecured loan, sometimes referred to as a signature loan or a merchant loan, is a special type of financing available to business that is different from traditional lending. Instead of requiring collateral to obtain financing, unsecured lending uses several other factors to judge the eligibility of a loan applicant. These could include things such as your credit score and sales records from the business. This type of financing may be advisable for small business owners who do not want to risk their personal collateral in order to obtain the financing they need. Since the loan requirements differ from traditional bank loans, the interest rates and speed of approval can be much different. Oftentimes these merchant loans are reviewed and approved in a very short time frame, making them ideal for anyone who is in need of immediate capital.
The main difference between an unsecured and a secured loan is the collateral required. There are pros and cons to all lending options that business owners should consider in order to come to an informed financial decision for their business.
Secured Loans often come from banks or traditional lending sources. They are the most common type of financial borrowing available. Secured loans, backed by an asset such as a house or piece of property, give the lender the ability to repossess collateral should the borrower default on their loan. The type of collateral required can vary and the lender and borrower must come to agreeable terms in order to move forward with the lending process. Loan processes vary between different secured lending services. The standard procedure usually involves the loan amount, asset negotiation and loan repayment terms. Repayment terms are often much more generous in both time and interest rate because the loan is backed by collateral in the event of default. Secured loans, backed by an asset such as a house or piece of property, give the lender the ability to repossess collateral should the borrower default on their loan.
We’re here to help you find small business funding for up to $350,000. That’s why we’ve set up a network of reputable small business funding providers. Just fill out our short, hassle-free form and we’ll try to pair you with one of the providers we work with. You can get started by clicking on the button below.
I just wanted to compliment you on your service at this site. I have already told other people about this site and told them to get started on their road to good business credit also. I think you are helping people out more than you realize. Thanks again. Paul M. - Ft. Worth, TX
I am very new to business credit, although I have been in business for years. You service has not just done the work for me, but taught me along the way so I can continue to build credit with my company." Myrna L. –Mackinaw, MI
"I recently was approved for a new credit card and I'm just writing to thank you for it. You have given me the opportunity to establish some good credit. I wouldn't have been able to get a credit card any other way.. You have provided me with a great opportunity" Lisa, Honolulu, HI
Really appreciate your financial services with all my heart! I was a satisfied man right from the word GO with the way my loan request was dealt. I am now the proud owner of one of the best restaurants in Arizona. The best part of my loan is that I can repay as per my own terms. Thanks a lot! Graeme Smith, Restaurant
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